DON’T LEAVE GAPS IN YOUR HOMEOWNERS ASSOCIATION COVERAGE
We can help protect your property.
let our agency make your job easier.
Our focus on HOA’s allows us to share our unique knowledge of the market, providing superior coverage options to help associations thrive. As a property manager, you are the expert in your field, working directly with HOA’s to ensure that the association is operated smoothly with clearly defined rules and policies.
SHOULDN’T YOUR INSURANCE AGENT DO THE SAME?
It is important to work with an agent who understands the needs of your association and tailors an insurance portfolio to meet those needs. We are active business partners in your organization, providing assistance and solutions to secure the most tailored broad and competitive insurance coverage.
OUR AGENCY WAS BUILT ON A FOUNDATION OF CORE VALUES LIKE PROFESSIONALISM, EXPERIENCE AND SUPERIOR CUSTOMER SERVICE
AS A PROUD MEMBER OF THE CAI BAY AREA CHAPTER, WE ARE HERE TO HELP YOU SUCCEED.
JL Martin Insurance Agency is a trusted broker specializing in insuring condo and homeowner associations throughout northern California. We are experts in the field and our understanding of HOA’s needs allows us to protect our customers from common problems faced by associations. As an active business partner in your organization, we’re able to tailor our insurance portfolios to secure the broadest and most competitive coverage, alleviating the risk of community failure.
D&O liability insurance is the solution to your personal risk. Not all D&O policies are created equal. Most agents do not educate insured’s on the complexity of policy coverages. Endorsing D&O coverage over a “stand alone” policy almost always results in the biggest gap in coverage. It’s critical to have a professional know what the policy covers so that you do not leave your board open to exposures as a result of limitations and exclusions of their association’s insurance policy.
Our D&O includes:
- Full prior acts coverage
- Property manager included
- Defense cost paid outside the limit of liability
- Board members past, present and future covered
- Monetary and non-monetary claims paid
- Investigation, Adjustment, Defense & Appeal defense costs provided
- Libel, slander and other defamation included
- False arrest, wrongful entry or eviction included
- We write with companies that are endorsed by the California Association Institute